About Us

About Us

Paul Badrock grew up in Durham, NC.  But for years he and his wife Kim have called Wilmington home. He’s committed to taking a hands on approach at home and on the job.  He and Kim work together to raise their 2 children. Paul even takes the time on weekends to teach Sunday school to kindergartners at his church.  He’s committed to being hands on at work too.  He’s a board member of the Mortgage Bankers Association of Lower Cape Fear and an IIANC (independent agents of NC) committee member.

A former student and ardent fan of the UNC Tarheels, Paul founded American Harbor Insurance in 2004 to serve the needs of the community.  Whether you need home, auto, flood insurance or insurance for you toys, Paul painstakingly combs over your situation to match you exactly with the policy that best fits your insurance and financial needs. Paul insures that you get the maximum coverage for your money and the highest level of service.


Karen Crooks was born and raised in Richlands, NC. She and her husband, Kevin, now live in Surf City, NC. In September of 2013 Karen celebrated 9 years in the insurance business.  She started as an outside sales representative for Aflac in Duplin, Onslow and New Hanover counties.  Karen honed her years of insurance experience to lead her to American Harbor Insurance in 2010.  She’s happy to work with you to fit the proper insurance to your unique insurance needs.